Investment Strategy

Investment objective in tailor-made credit backed by real assets:

To provide credit to Small and Medium Enterprises (SMEs) backed by real assets adjusting to any particular characteristics of each project

Our Investment Thesis

Tailor-made financing for SMEs with the objective of enhancing company growth and complementing our Partners' capital

ESG factors considered throughout the investment cycle, including an active portfolio and investment management

Ability to adjust to the capital structure of each company or project, through different levels: senior, subordinated/mezzanine, and hybrid/convertible

Loans backed by different types of collateral: real estate, financial assets, and contracts

Investments in different sectors: real estate/housing, financial, energy, and others

Focused on the following 4 investment strategies: subordinated/mezzanine/hybrid/convertible, credit investments, non-performing portfolios/foreclosed properties. and loans originated by third parties

Investment Sectors

Real estate/housing:

63%

of our investments have been in the real estate sector

Financing for housing development in Mexico contributing to the reduction of unserved housing in the country

Lending for the development of other types of real estate projects backed by other real assets

Financial:

21%

of our investments have been in the financial sector

Structured transactions backed by outstanding loan portfolios

Investing in financial institutions seeking growth by leveraging their assets

Acquisitions of foreclosed mortgage portfolios or foreclosed real estate

Energy:

11%

of our investments have been in the energy sector

Loans backed by service contracts, extraction, or alternative energy generation contracts

Typically, our borrowers are suppliers of energy companies widely recognized in the industry

Otros:

5%

of our investments are in other sectors

Loans for companies in other sectors that have real assets as collateral

Companies that have a potential project or business plan, but need tailor-made financing

Four Investment trategies

01

Subordinate / Mezzanine / Hybrid / Convertible

02

Loan Investments

03

NPLs & REOs Portfolios

04

Loan Portfolios Originated by Third Parties

Housing development debt where repayment is based on a percentage of underlying home sales

In other sectors, amortization is structured depending on the type of business and its operation

Debt service subordinated to the payment of principal and/or interest of another credit or financing

The collateral may not be encumbered in the first or priority level

Convertible to the debtor’s capital

58% of our investments were originated with this strategy

Senior loan to SMEs with limited credit history where there is no other first priority loan

The primary source of debt service payments is the cash flows of the collateral or the cash flows of the company or project

Financing in a variety of sectors, including real estate/housing

25% of our investments were originated with this type of strategy

Transactions backed by non-performing loans or real estate owned portfolios

Loans were originated by banks or SOFOMs and acquired from them directly or from other financial institutions

Active portfolio management by Special Servicers with limited capital, but with experience in portfolio recoveries of these asset types

10% of our investments were originated with this strategy

Debt from non-bank financial entities (SOFOMs), banks or other financial entities backed by loan portfolios

Direct purchase of credit portfolio originated by third parties

Debt secured by loan portfolios, but with a portion of the expected return based on portfolio performance or company growth

6% of our investments were originated with this strategy

01

Subordinate / Mezzanine / Hybrid/ Convertible

Housing development debt where amortization is based on a percentage of underlying housing sales

In other sectors, amortization is structured depending on the type of business and its operation

Debt service subordinated to the payment of principal and/or interest of another loan or financing

The collateral may not be encumbered in the first or priority level

50% of our investments were originated with this strategy.

02

Credit Investments

Senior loan to SMEs with limited credit history where there is no other first priority loan

The primary source of debt service payments is the cash flows of the collateral or the cash flows of the company or project.

Financing in a variety of sectors, including real estate/housing

03

Non-Performing Loan Portfolio / Foreclosed properties

Transactions backed by past due mortgage portfolios or foreclosed foreclosure/foreclosed real estate portfolios

Loans were originally originated by banks and acquired from them directly or from other financial institutions

Active portfolio management by Special Administrators, with limited capital, but with experience in collection of this type of assets

04

Loan portfolios originated by third parties

Debt to non-bank financial entities (SOFOMs), banks or other financial entities backed by loan portfolios

Direct purchases of performing loan portfolios originated by third parties

Debt secured by the underlying portfolio, but with a portion of the expected return based on the company's performance or growth

7% of our investments were originated with this type of strategy

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Privacy Notice

Comprehensive Privacy Notice

Alsis Funds with address at Mariano Escobedo 550, Piso 5. Colonia Anzures Mexico City, CP 11590 and website http://alsisfunds.com, is responsible for the use and protection of your personal data and in this regard, we inform you the following:

For what purposes will we use your personal data?

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The personal data we collect from you, will be used for the following purposes that are necessary for the service you request:

  • Response to messages from the contact form

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What personal data will we use for these purposes?

To carry out the purposes described in this privacy notice, we will use the following personal data:

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  • Identification and contact data

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How can you access, rectify, or cancel your personal data, or object to its use or exercise the revocation of consent?

You have the right to know what personal information we have about you, what we use it for and the conditions of the use we make of it (Access). Likewise, it is your right to request: the correction of your personal information in case it is outdated, inaccurate or incomplete (Rectification); that we remove it from our records or databases when you consider that it is not being used properly (Cancellation); as well as, to oppose the use of your personal data for specific purposes (Opposition). These rights are known as ARCO rights.

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To exercise any of the ARCO rights, you must send a request via email to info@alsisfunds.com and must contain:

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  • Subject "ARCO Rights".
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How long will it take for us to respond to your request?

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20 working days

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By what means will we communicate the response to your request?

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To the same e-mail address from which the request was sent.

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The use of tracking technologies on our website

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We inform you that on our website we use cookies, web beacons or other technologies, through which it is possible to monitor your behavior as an Internet user, as well as to provide you with a better service and experience when browsing our website. The personal data we obtain from these tracking technologies are the following:

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  • Identifiers, username, and session passwords
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How can you find out about changes to this privacy notice?

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